Childcare and education businesses can qualify for $25K to $5M in funding through Nautix Capital's lender network. SBA loans are the most popular option for daycare centers and schools, offering the most competitive rates for facility buildout and expansion.

Get Childcare & Education Funding — See What You Qualify For

Do You Qualify?

$8K+/mo revenue

You qualify

1+ year in business

You qualify

550+ credit score

You qualify

Active US business

You qualify

Meet 3 of 4? You likely qualify.

Check Your Options

Childcare & Education Funding Options

ProductAmountSpeedMin CreditBest For
SBA Loans$50K – $5.0M30-60 days650+Facility buildout, licensing upgrades, or new locations
Working Capital$50K – $500K48-72 hours600+Staff payroll, supplies, and operating expenses
Revenue-Based Funding$25K – $500K24-48 hours550+Bridge funding during enrollment fluctuations
Equipment Financing$10K – $500K3-5 days approval, 5-10 days to funding600+Playground equipment, furniture, security systems

How It Works

1

Complete SmartMatch Assessment

Tell us about your childcare or education business — enrollment, revenue, and funding needs. Takes about 2 minutes with no credit pull.

2 min
2

Review Your Matched Options

We match your profile against lenders who understand childcare licensing requirements and enrollment-based revenue.

24 hours
3

Get Funded

Choose your best option. Working capital funds in 48-72 hours. SBA loans take 30-60 days but offer the best long-term rates.

~3 days
Start SmartMatch

Childcare & Education Funding Insights

$78,000

Avg. Funding Amount

SBA Loans

Most Popular Option

69%

Approval Rate

According to Nautix Capital's lender network data, the average childcare & education funding is $78,000.

SBA Loans is the most popular option, with 69% of childcare & education applicants qualifying.

Frequently Asked Questions

Can I finance a daycare facility buildout?
Yes. SBA loans cover facility construction, renovation, and licensing upgrades with up to $5M in funding. Working capital loans can cover smaller improvement projects.
How do I fund payroll during low enrollment periods?
Working capital loans and revenue-based funding bridge cash flow gaps during enrollment dips. Revenue-based funding adjusts payments with your tuition revenue automatically.
Do you understand childcare licensing requirements?
Yes. Our lender network includes specialists who understand childcare facility requirements, staff-to-child ratios, and the capital needed to meet licensing standards.
Can I finance playground equipment?
Yes. Equipment financing covers playground structures, furniture, security cameras, IT equipment, and other facility assets with the equipment as collateral.
Is there a cost to use SmartMatch?
No. SmartMatch is completely free with no obligation and no credit pull.

See Your Childcare & Education Options

Free 2-minute assessment. No credit pull. No obligation. See every funding option you qualify for.

See Your Childcare & Education Options