Fitness and wellness businesses can qualify for $25K to $5M in funding through Nautix Capital's lender network. SBA loans and equipment financing are the most popular options for gyms and studios, covering buildout, equipment, and expansion.

Get Fitness & Wellness Funding — See What You Qualify For

Do You Qualify?

$8K+/mo revenue

You qualify

1+ year in business

You qualify

550+ credit score

You qualify

Active US business

You qualify

Meet 3 of 4? You likely qualify.

Check Your Options

Fitness & Wellness Funding Options

ProductAmountSpeedMin CreditBest For
SBA Loans$50K – $5.0M30-60 days650+Gym buildout, franchise purchase, or new location
Equipment Financing$10K – $500K3-5 days approval, 5-10 days to funding600+Cardio machines, weight equipment, studio systems
Working Capital$50K – $500K48-72 hours600+Marketing campaigns, staff hiring, or lease deposits
Revenue-Based Funding$25K – $500K24-48 hours550+Flexible capital tied to membership revenue

How It Works

1

Complete SmartMatch Assessment

Tell us about your gym or studio — membership revenue, years in business, and funding needs. Takes about 2 minutes.

2 min
2

Review Your Matched Options

We match your profile against lenders who understand membership-based revenue and fitness industry cash flow.

24 hours
3

Get Funded

Choose your best option. Working capital funds in 48-72 hours. Equipment financing funds in 3-5 days.

~3 days
Start SmartMatch

Fitness & Wellness Funding Insights

$55,000

Avg. Funding Amount

SBA Loans

Most Popular Option

66%

Approval Rate

According to Nautix Capital's lender network data, the average fitness & wellness funding is $55,000.

SBA Loans is the most popular option, with 66% of fitness & wellness applicants qualifying.

Frequently Asked Questions

Can I finance gym equipment?
Yes. Equipment financing covers treadmills, ellipticals, weight machines, studio sound systems, and flooring. The equipment serves as collateral with terms from 24 to 60 months.
How do I fund a gym buildout?
SBA loans are the best option for major buildouts, offering up to $5M with the most competitive rates. Working capital loans cover smaller renovation projects with funding in 48-72 hours.
What about membership revenue drops?
Revenue-based funding adjusts payments with your actual membership and class revenue. During slow periods (summer, etc.), your payments automatically decrease.
Do you fund yoga and boutique fitness studios?
Yes. We fund gyms, yoga studios, CrossFit boxes, Pilates studios, martial arts schools, and other fitness businesses. Minimum revenue requirements vary by product.
Is there a cost to use SmartMatch?
No. SmartMatch is completely free with no obligation and no credit pull.

See Your Fitness & Wellness Options

Free 2-minute assessment. No credit pull. No obligation. See every funding option you qualify for.

See Your Fitness & Wellness Options