Food truck and catering businesses can qualify for $10K to $500K in funding through Nautix Capital's lender network. Equipment financing is the most popular option, covering vehicle purchases, kitchen buildouts, and catering equipment.

Get Food Truck & Catering Funding — See What You Qualify For

Do You Qualify?

$8K+/mo revenue

You qualify

1+ year in business

You qualify

550+ credit score

You qualify

Active US business

You qualify

Meet 3 of 4? You likely qualify.

Check Your Options

Food Trucks & Catering Funding Options

ProductAmountSpeedMin CreditBest For
Equipment Financing$10K – $500K3-5 days approval, 5-10 days to funding600+Food truck purchase, kitchen buildout, catering gear
Working Capital$50K – $500K48-72 hours600+Event season prep, permits, and food inventory
Revenue-Based Funding$25K – $500K24-48 hours550+Flexible capital tied to daily and event-based sales
SBA Loans$50K – $5.0M30-60 days650+Commissary kitchen buildout or fleet expansion

How It Works

1

Complete SmartMatch Assessment

Tell us about your food truck or catering business — revenue, event pipeline, and funding needs. Takes about 2 minutes.

2 min
2

Review Your Matched Options

We match your profile against lenders who fund mobile food businesses and understand seasonal event revenue.

24 hours
3

Get Funded

Choose your best option. Working capital and revenue-based funding can arrive within 24-72 hours.

~3 days
Start SmartMatch

Food Trucks & Catering Funding Insights

$42,000

Avg. Funding Amount

Equipment Financing

Most Popular Option

67%

Approval Rate

According to Nautix Capital's lender network data, the average food trucks & catering funding is $42,000.

Equipment Financing is the most popular option, with 67% of food trucks & catering applicants qualifying.

Frequently Asked Questions

Can I finance a food truck purchase?
Yes. Equipment financing covers the full cost of food truck acquisition and kitchen buildout. The vehicle serves as collateral, with terms from 24 to 60 months.
How do I fund catering event prep?
Working capital loans cover food inventory, staff hiring, permits, and marketing costs ahead of busy event seasons. Funding arrives in 48-72 hours.
What about seasonal revenue gaps?
Revenue-based funding is ideal for event-driven businesses. Payments drop during slow months and increase during peak event season, matching your actual cash flow.
Do you fund ghost kitchens?
Yes. We fund food trucks, catering companies, and ghost kitchens. We look at your delivery platform revenue and overall business deposits to determine eligibility.
Is there a cost to use SmartMatch?
No. SmartMatch is completely free with no obligation and no credit pull.

See Your Food Trucks & Catering Options

Free 2-minute assessment. No credit pull. No obligation. See every funding option you qualify for.

See Your Food Trucks & Catering Options