Restaurant and hospitality businesses can qualify for $25K to $500K in funding through Nautix Capital's lender network. Most restaurant owners receive approval within 24-72 hours with funding options including working capital loans, revenue-based funding, equipment financing, and SBA loans.

Get Restaurant Funding — See What You Qualify For

Do You Qualify?

$8K+/mo revenue

You qualify

1+ year in business

You qualify

550+ credit score

You qualify

Active US business

You qualify

Meet 3 of 4? You likely qualify.

Check Your Options

Restaurants & Hospitality Funding Options

ProductAmountSpeedMin CreditBest For
Working Capital$50K – $500K48-72 hours600+Covering payroll, food costs, or seasonal slowdowns
Revenue-Based Funding$25K – $500K24-48 hours550+Flexible repayment tied to daily sales volume
Equipment Financing$10K – $500K3-5 days approval, 5-10 days to funding600+Kitchen equipment, coolers, POS systems
SBA Loans$50K – $5.0M30-60 days650+Expansion, renovation, or new location buildout

How It Works

1

Complete SmartMatch Assessment

Answer a few questions about your restaurant's revenue, time in business, and funding needs. Takes about 2 minutes — no credit pull.

2 min
2

Review Your Matched Options

We analyze your profile against 75+ lender programs and show you every funding option you qualify for — with rates, terms, and timelines.

24 hours
3

Get Funded

Choose your best option and receive funds. Working capital and revenue-based funding can arrive in as little as 24 hours.

~2 days
Start SmartMatch

Restaurants & Hospitality Funding Insights

$85,000

Avg. Funding Amount

Working Capital

Most Popular Option

73%

Approval Rate

According to Nautix Capital's lender network data, the average restaurants & hospitality funding is $85,000.

Working Capital is the most popular option, with 73% of restaurants & hospitality applicants qualifying.

Frequently Asked Questions

How fast can I get funding for my restaurant?
Working capital loans and revenue-based funding typically fund within 24-72 hours. Equipment financing takes 3-5 days. SBA loans take 30-60 days but offer the most competitive rates and longest terms.
Can I get restaurant funding with bad credit?
Yes. Several of our lender partners work with credit scores as low as 550. Revenue-based funding focuses primarily on your daily sales volume, not your personal credit score.
What documents do I need to apply?
Most options require 3-6 months of business bank statements and a valid ID. SBA loans require additional documentation including tax returns and a business plan.
Can I use the funds for any restaurant expense?
Working capital loans and revenue-based funding can be used for any business purpose — payroll, food costs, rent, marketing, or equipment. Equipment financing is specifically tied to equipment purchases.
Is there a cost to use SmartMatch?
No. SmartMatch is completely free. There's no obligation, no credit pull, and no hidden fees. You only proceed if you find an option that works for your restaurant.

See Your Restaurants & Hospitality Options

Free 2-minute assessment. No credit pull. No obligation. See every funding option you qualify for.

See Your Restaurants & Hospitality Options